Receivable references, check instruction previews, and Zapier amounts

A few small workflow improvements landed today across receivables, payment settings, and Zapier.

Manual receivables now take a reference. Marking a manually-added receivable transaction as received now has the same optional reference field, for a cheque number or bank reference, as the offline-payment flow, and it shows up in the transaction’s audit trail.

Check payment instructions are clearer. The auto-generated fallback text families see when your check instructions are left blank is now shown as the placeholder text in Payment settings, so you can see exactly what they’ll see.

Zapier payloads include formatted amounts. Currency values now come through as nicely formatted strings (e.g. “$1,930.00”) alongside the raw cent amounts, so you can drop them straight into emails and documents.